Health Insurance

The Student Health Center provides most of the basic health services that students will need at SF State. This is covered by the Student Health Fee which is included in your tuition. California State University and Student Health Services recommend that students have health insurance in case:

  • Student Health Services is not open.
  • You have a medical condition or emergency that requires specialized tests, treatment, or hospital care.
  • Students can seek reimbursement from their health insurance for most fees incurred at the Student Health Center.


For International Students:   All international students (F-1 and J-1 visas) and all students living in University housing are required to have health insurance. F-1 students can find the Mandatory Health Insurance Requirements at the Office of International Programs (OIP) website.  J-1 students will receive the insurance requirement information with the Acceptance packets.


For Domestic students: please refer to the flowchart below to see what option might be right for you. Further detailed information may be found on the Domestic Health Insurance page.

click a pdf version of this flowchart.

Health Insurance Chart