Student Health Services

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International Students Insurance Requirements

SFSU 2014 - 2015 Insurance Policy Minimum Requirements

Insurance Broker must certify that all of the following conditions are met:

  • Policy must be in English
  • All coverage limits must be in US dollars
  • Medical benefits of at least $250,000 for each accident or illness
  • Full cost of medical evacuation
  • Full cost of repatriation of remains
  • Coverage for the entire academic year*
  • Minimum 75% coverage for each accident or illness
  • No capped benefits e.g. $1,200 per day for hospital room
  • Maximum deductible of $100 per condition per plan year
  • Maximum out-of-pocket expenses $2,500 or less
  • * Must cover pre-existing conditions, with a wait period of no more than six months if attending the full academic year

All of these requirements are met by the CSU-sponsored policy with Aetna, through Wells Fargo Student Insurance Division. You may purchase their policy at their web site.


Wells Fargo Student Insurance Division will automatically notify the SFSU Registrar to release the insurance hold upon purchase.


If you elect not to purchase the CSU-sponsored policy through Wells Fargo Student Insurance Division, please review these requirements carefully with your insurance provider.


The Registrar needs your insurance company to provide you with a written confirmation or affidavit that the policy meets all of the requirements listed above.


You are advised to ask your insurance company or broker offering to provide you with health insurance to give you written confirmation or an affidavit on their official letterhead that their policy meets all of the requirements listed above before you purchase it.


If the insurance company or broker does not provide you with written confirmation or an affidavit you may be wasting your money on a policy that is noncompliant.



Affidavit - A written declaration made under oath before an authorized notary or officeholder.

Letterhead - a sheet of stationery with name and address of the organization printed at the top.


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